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Frequently asked questions
Does employer match count towards the 401k limit?
No — employer match doesn't count toward your personal employee deferral limit ($24,500 for 2026). It does count toward the combined employee-plus-employer limit ($72,000 for 2026), which matters mainly for highly compensated employees at companies with a generous match. (Figures current as of July 2026.)
How does 401k matching work?
Your employer contributes additional money based on a formula tied to your own contributions — a common one is a 100% match on the first 3% of salary plus 50% on the next 2%. The match is usually subject to a vesting schedule (immediate, cliff, or graded over several years), so leaving too early can mean forfeiting part of it.
What is the average salary for Full Time AI Jobs with 401k Matching?
491 active listings have salaries ranging from $35K to $500K/year.
Which companies are hiring for Full Time AI Jobs with 401k Matching?
Top companies hiring include Capco, Reddit, and Torc Robotics.
Are there remote Full Time AI Jobs with 401k Matching?
Yes, 149 of 491 are remote.