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Frequently asked questions
What happens to your 401k when you leave a job?
You have four options: leave the funds in your former employer's plan if the balance qualifies, roll it over into your new employer's 401k, roll it over into an IRA, or cash it out (which triggers income tax and, if you're under 59½, a 10% early withdrawal penalty). If your balance is under $7,000, your former employer can automatically roll it into an IRA on your behalf without your consent. (Figures current as of July 2026.)
Which companies are hiring for AI Researcher jobs with 401k in AI?
Top companies hiring include LG Electronics.